5 Unique Benefits of Technology in The Loan Industry

5 Unique Benefits of Technology in The Loan Industry

Compared to some years before, you find that technology has come a long way. And so has the businesses that have embraced its use. The world of loans being one of those businesses. The rapid change that technology has transformed the loans industry is remarkable, and the effects are evident. Technical tools and other financial technologies have significantly increased the loan process efficiency, the available resources, and lender competition. This has worked to the advantage of both the lenders and the consumers. Financial institutions have to keep up with this trend and hope to stay ahead of the competition. All in all, competition is stiff, and both lenders and consumers are working to maximize on the situation. Here are some of the unique ways that technology has benefitted the loan industry.

1. Introduction of auto loans

Thanks to technology, lenders can now take their loan application processes online where the consumers can access them. You will realize that fewer people are still using the old system of applying for loans. And you find more people claiming that all the paperwork, deal structuring, and other servicing are just pain points. And if they can avoid them, then they do. And that is where auto loans come in. Consumers get online to pre-purchase just about everything that they can online. The plus side of this is that it saves a lot of time that would have been spent on shopping, negotiating, and even purchasing items. Automation has made the whole process easier.

2. Online lenders are not more data-driven

Gone are the days when lenders would assess your eligibility to get a loan using only your credit score? This means quick loans, bad credit and poor credit score are just a click away. Thanks to technology, lenders now use other innovative ways like creditworthiness and income to determine your loan eligibility. Online lenders will look at an even broader range of data and use that to decide whether to allocate you the loan or not. These other factors are fairer than the credit scores.

3. Competition increases for student loans

Tech-savvy consumers of student loans now rely more on technology to find the student loan lenders with the most competitive rates. Not only that but also the best easy-to-use platform and trustworthy lender. Consumers now have access to a tremendous amount of data that help them compare student loan offers and even refinance to get better offers. Consumers can educate themselves in minutes using the various online platforms and use that knowledge to get the best rates and also apply for the best payment plan,

4. Financial technology cuts cost

The internet has helped many businesses, online lenders included, to operate at a more cost-effective platform. If you compare the new method of applying for and getting loans, then you would agree that the traditional bank models were more expensive. Lenders no longer have to face the challenge of maintaining dozens of bank branches.

5. (eClosings)Electronic closings are on the rise

Consumers are now opting for the electronic closings of mortgages compared to the traditional method. Studies would reveal that consumers were more dissatisfied with the traditional method which involved document reviews and signings, and long closing processes. Consumers also understand the electronic closing method more than the traditional one. Thus, another reason why they prefer the eClosing method. The adaptation of this method is still low, but it is slowly picking up as more businesses and consumers alike rely more on technology to perform.

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4 Advantages of Deploying a Data Center Management Solution

4 Advantages of Deploying a Data Center Management Solution

The operation of a data centre network was quite challenging before the introduction of the data center management solution (DCIM). Maintaining data center assets information in spreadsheets can cause problems in terms of collecting incomplete and incorrect data about assets. Various tools such as bandwidth monitoring and service monitoring are necessary for achieving the best results in monitoring the data center environments. When there is poor integration and performance issues in these tools the data center will, as well, face various problems like unnecessary delays in the deliverance of work orders due to a poorly managed process of change management. Here are four advantages of deploying an efficient data center management solution for the appropriate management of infrastructure in your data center. was quite challenging before the introduction of the data center management solution (DCIM). Maintaining data center assets information in spreadsheets can cause problems in terms of collecting incomplete and incorrect data about assets. Various tools such as bandwidth monitoring and service monitoring are necessary for achieving the best results in monitoring the data center environments. When there is poor integration and performance issues in these tools the data center will, as well, face various problems like unnecessary delays in the deliverance of work orders due to a poorly managed process of change management. Here are four advantages of deploying an efficient data center management solution for the appropriate management of infrastructure in your data center.

1. Visibility of infrastructure asset is efficient

The DCIM solution has an asset management feature which will enable you to get real-time infrastructure visibility. There are several assets of your data centre that ought to be monitored or tracked in real-time. You can also utilize the auto asset discovery option in discovering the location of assets that require immediate diagnosis whenever necessary. Hence, you don’t have to send an employee to a site to check and handle any technical issues. It’s easier to plan for the next deployments once you know the location and determined the vendor and the client responsible. The productivity of the NOC engineers for server deployment will also be boosted dramatically. Faster deployment will increase customer satisfaction.

2. Better management of resources

The capacity to plan your resources and manage the market demand will be enhanced greatly. It’s easier to identify the available resources such as power, space, assets, and plan how to reliably deploy new devices. The overall infrastructure management of your IT solutions and power connectivity will be enhanced. It will be much faster to execute various clients’ demands once you manage all your resources effectively.

3. Effective change management process

Change management process of managed hosting, equipment and logs is faster and effective. The DICM solution will automate the execution of concerns such as initiating and evaluating the impact of the change. In other words, the speed of change request implementation will be improved. If you would like to learn more, visit Carbon60 Networks and check out their online resources.

4. Integrated monitoring of network, power and environment

The data centre management solution will give you the benefit of integrating your entire infrastructure monitoring into a centralized system. Furthermore, it’s not hard to identify various weaknesses that may lead to a system failure once you have set the appropriate monitoring parameters for all your devices. Environmental, network, and power related system failures can be dealt with beforehand through monitoring to avoid setting your business back.

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Three Ways Big Data Courses Could Help to Further Your Career

Three Ways Big Data Courses Could Help to Further Your Career

Today’s white collar jobs involve the use of a lot of technology. In order to make any sense of all of the data that is collected by computer systems, it is important to take big data courses. The big data analytics makes it easier for you to take the data provided by consumer interactions and put it to use in order to grow your business and advance your career. Consider these three ways in which attendance at a big data university could help to take your career to new places.

1. Increased Ability to Get More Sales
After completing the prerequisites for big data certification, you will have an increased ability to get more sales. This could be a boon for your career if you work in a job that awards you a commission or bonuses based on your amount of sales. You could use big data to find out which target audience would be the most likely to make a purchase of a particular product or service. Having this information would help you to make the most of your time. Rather than spending your time contacting people who would have a low conversion rate, you could use the information gleaned in your prerequisites to contact the right target audience.

2. Develop Strong Customer Relationships
Another good use for big data is the development of strong customer relationships. The big data definition includes the collection of defined pieces of data and the use of specific codes for keeping track of different types of data. For example, your company’s computer system might use category codes for a person’s age, location, income, race, ethnicity, marital status and other demographic bits of data. You could put this information to use when setting up email marketing campaigns or targeting special offers at a specific audience. If you wanted to market a maid service to young professionals, you could use the big data to hone in on the target demographic.

3. Create New Methods of Marketing Products and Services
With big data courses, you could learn the skills that would help you to create new methods of marketing products and services. You could also use analysis of the big data to tweak your current marketing strategies. For example, your big data could show that pay per click ads on social media are a better generator of leads and conversions compared to emailed discount offers. This might help you to expand your scope of pay per click ads or develop a variety of different ads or promotional videos in order to take advantage of the big audience that can be reached through the various social media platforms. For more insights, Schulich School of Business has resources and information available on their website.

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How to Choose the Perfect Flower Delivery

How to Choose the Perfect Flower Delivery

When you are looking for the perfect floral arrangement for your loved one, you don’t want to just grab the nearest bouquet you see. You certainly don’t want to pick up flowers from your local gas station, even if they seem to be a lot cheaper! Flowers from a grocery store or gas station may look pretty at first, but they have usually been cut for weeks and stored in a cool place to keep them as fresh as possible. When you are looking for the best flowers to purchase, a reputable flower delivery Toronto shop is your best shot.

Choose Local Flower Shops

Chances are, there are a number of local flower shops in your area. A reputable florist will help you choose a bouquet that is right for the occasion and that your significant other will love. A florist will know what they are doing and will guide you in the decision-making. They will also have flowers that are in season and will look the best. You don’t want to go cheap when you buy flowers but it’s OK to watch how much you spend. A florist shop will have a large arrangement of flowers and price ranges to choose from.

What Should You Buy?

Your loved one will more than likely be thrilled with whatever you choose to get them. However, make sure he or she does not have any allergies to a certain type of flower before you make your selection. And while roses are the automatic “go-to” for many people, many women actually prefer other types of flowers. If she has a preference, check with different flower shops to see if they have them in season and how fresh they are. She’ll love that you remembered and didn’t just buy anything.

Learn How to Care for Them

It’s easy to swipe your credit card and walk out with flowers, but not as easy to keep them alive when you get them home! Do your research to find out just what your flowers need to thrive in your house. Certain types of flowers will need plant food in order to live longer. Others need special light and heat conditions to stay their freshest. If you are spending money on a nice bouquet, you will want it to last as long as possible. Again, a reputable florist can guide you and answer any questions you have about your flower choice.

Choose a Delivery Date

You can often call ahead or order online and choose a delivery date for when you want your flowers to be sent. This is especially important when a big holiday, such as Valentine’s Day, is coming up. You’ll want to make sure your flowers will be delivered on the day you want them to be. It’s also a good idea to call and confirm the date and time you want them to be delivered, as well.

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What to Do With Your Barren Electronics

What to Do With Your Barren Electronics

There comes a time when cleaning your house is necessary. Spring cleaning time may be apparent, or you may want to just make room for a relative who is moving in. Another reason that you may want to clean your house is for your personal satisfaction. Electronics take up a lot of room. Appliances and devices such as cell phones, televisions, radios, gaming systems, mini-fridges and such items cane make quite a bit of room if you had something worthwhile to do with them. The following are three tips that will give you an idea of what to do with the electronics that you no longer use:

Call Free E-Waste Removal Company

If you simply cannot stand the waste that is in your yard, you can call an e-waste removal company. Such a company will come to your home and take away your broken electronics for free. All you have to do is make the phone call to let them know that you have something that you desire them to remove. E waste removal companies usually take items such as cell phones, laptops, keyboards, monitors, printers and the like. You can contact such an establishment by phone call or short form. The company will send specialists out to relieve you of your unneeded electronics quickly and efficiently.

Recycle the Electronics

Another thing that you can do with your electronics is recycle them. Recycling them is putting them to good use in an area other than where you intended to use them. For example, you can recycle a boom box that you have by letting someone repair it and then give it to others to use as a recording and playback device for a party or family reunion. Whoever received the recycled boom box will appreciate the usage he or she gets out of it. You will feel good about giving something useful to another person.

Donate to Charity

Cell phones are awesome items to donate to charity. Many organizations take cell phones, fix them, and then pass them along to people who need them. For example, they may give the cell phones to women who are currently staying in domestic violence shelters. A charitable organization can take items such as televisions, computers, gaming systems, radios, fridges and other items and make them useful to someone who needs them dearly. Consider contacting a donation center and giving your items to that center before you throw them away.

Your cleaning session can begin with you emptying all of your bedrooms that need to be cleared of electronics. Electronic recycling is the best way to start. Then you can move on to clothing. Many donation centers are available to donate your clothing to, as well.

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Using Incident Reporting Software to Improve Reporting and Record-keeping Efforts

Using Incident Reporting Software to Improve Reporting and Record-keeping Efforts

Replacing conventional documentation, reporting and notation processes with incident reporting software can provide many important advantages. Errors and inaccuracies that are common with paper-based records may impede efficiency, delay response times or place security personal in a difficult legal position. A digital incident management system ensures that security personnel, departments and service providers are able to create, store and access critical information with far greater convenience and accuracy. Security guard management applications and software can make a critical difference when it comes to reducing errors and inaccuracies that may compromise the value and usefulness of past reports and records.

Keyboard Gray Using Software to Streamline the Reporting Process

Omissions, oversights and other errors that may compromise the integrity or usefulness of an incident report are never issues that should be taken lightly. Automated incident reporting software can be used in order to ensure more complete and accurate record-keeping efforts. Security guard management and reporting applications can also be used in order to minimize the amount of time and effort needed to complete the documentation process. A more accurate and convenient way to generate incident reports can ensure that the reporting process will not distract service providers from other concerns and responsibilities that may require their attention.

Keyboard Gray Superior Record Storage Solutions

Relying on an outdated incident management system can make retrieving old reports and tracking down important information a far more challenging ordeal. Digital incident reporting software offers a far more flexible and versatile storage solution, one that can allow operators to find and access specific files and documents with only a few keystrokes. A digital incident management system can also be useful for sharing information and providing documentation to other departments, agencies and organizations. The limitations of a paper-based reporting system could be causing more problems than many businesses might realize.

Keyboard Gray Finding and Selecting the Best Security Guard Management Applications

Aside from the basic need to accurate record the details of an incident report, the needs of various security services providers may differ a great deal. Investing in scalable security guard management applications that can be more readily adapted to specific needs and circumstances and a digital incident management system that is able to automate a larger portion of the reporting process can often be the best way to approach the situation. Assessing the limitations and issues associated with current reporting and management systems can offer valuable insight regarding which resources may be of greater overall value.

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Cloud Computing Can Protect Your Business Against Disasters

Cloud Computing Can Protect Your Business Against Disasters

One thing that you might not want to think about is your business being struck by some sort of disaster or tragedy. However, you never know when something could happen, and if you aren’t careful, these tragedies can be truly catastrophic for your business. Luckily, there are a few things that can help your business stay as safe as possible against disasters, including using the secure hybrid cloud through a managed hosting company and focusing on cloud computing. These are a few reasons why.

Prevent Your Work from Being Lost in a Fire

Office fires are more common than you might think, and they can be caused from all sorts of things, such as issues with the electrical wiring in the office. No matter how small the fire might start out, it could cause your business to lose everything, and even installing a sprinkler system can result in major damage or complete loss of computer-related equipment, paperwork and more. Luckily, if you have all of your important files saved on the cloud, you will at least be able to access these files, even if all of your equipment and paperwork are destroyed by the fire or sprinkler system.

Protect Documents from Flooding

Whether they are caused by big storms or by major plumbing issues, floods can cause a total loss of the items in your office, too. Once again, having your documentation stored on the cloud can be a lifesaver in the event that a flood does unexpectedly strike your area or your office, and you won’t have to worry about trying to save a bunch of soggy files in the event that something happens.

Save Documents from Theft

There are a few reasons why you need to worry about saving your documents from theft. First of all, in the most basic sense, you should think about losing your documents and no longer having access to them because of an office break-in. For example, if you have all of your documents stored on your office computer and your computer is stolen, it could seriously affect your business.

You also have to think about this in another way. If someone attempts to steal your customers’ personal information, for example, it could seriously affect these individuals and could be crippling for your business, too. Regardless, having your files on a secure cloud server can help prevent either of these issues from being a problem.

As you can see, focusing on cloud computing can be a great way to protect your business from a wide range of disasters. By focusing on switching over the cloud, you can provide yourself with peace of mind and potentially save your business in the event that one of these things happen. For more information, Carbon60 Networks can provide you with further insights.

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4 Benefits of Modern Indoor Navigation Technologies

4 Benefits of Modern Indoor Navigation Technologies

While indoor navigation is not popular as outdoor navigation, it is starting to gain significant ground. From helping the blind to move easily to aiding the self-driving cars, this technology has made significant strides in the indoor world. In fact, indoor navigation is transforming the lives of thousands of people across the globe in the following ways:

1. Accuracy

Indoor Navigation technology relies on Wi-Fi to provide unmatched accuracy where GPS systems do not work. Evidently, GPS produces vague outcomes when used indoors. The indoor navigation technology relies on several platforms to give you the best outcomes. The trick is to combine a building’s blueprints with the available technology, such as Wi-Fi to guarantee the unparalleled levels of accuracy. If you want to find the location of some goods in a huge shopping mall, you can rely on the accuracy of this system.

2. Versatility

Indoor navigation technologies are compatible with a vast array of platforms. Such versatility allows the users to enjoy the services at all times. If one service provider encounters some technical problems, the users can switch to another service provider at a whim. If a certain signal stops working, it is possible to resume the normal services easily. The ability to adapt to the local conditions allows the users to enjoy the services wherever they go.

3. You do not require any special hardware

If your phone is Wi-Fi-enabled, you can use the indoor navigation system without having to invest in a smartphone. Whether you want to shop in a supermarket or visit a museum, you can find your way through the different precincts easily. Indoor navigation is a basic technology platform that does not require the users to upgrade to the modern devices to enjoy the services.

4. Indoor navigation platforms for the blind

Today, there is a vast array of indoor navigation platforms that favor the blind. By creating a platform that is compatible with the braille, the manufacturers have managed to transform how blind people navigate the indoors. Indoor navigation is instrumental when it comes to wayfinding in the complex buildings such as hotels, shopping malls, exhibition malls, airports, and hospitals. In addition, small rooms within the large complexes can be extremely difficult to maneuver. The precision of this technology allows the blind to move from one room to another with ease. Indoor navigation allows the blind to not only move in a complex building without the hassle, but it also enables them to perform the various tasks effortlessly.

Another benefit of this technology is the ability to pinpoint the location in a skyscraper. Even if you are on the 13th floor of a multistory office tower, a smartphone user can find you easily. Besides pinpointing the location, it is quite easy to reach you since the smartphone can give you the directions and the alternative routes to get there. This technology helps to operate the self-driving forklifts, especially in the pump packing factories.

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System Integration Testing in Testing the Performance of High-Level Software

System Integration Testing in Testing the Performance of High-Level Software

System integration testing (SIT) is a process of testing high-level software with the aim of inspecting the role of other related systems in maintaining the data integrity. The testers also check for the coordination of other subcomponents making up a specified system in a specified area. SIT involves the building and integrating the system modules to ensure that they can work on their own. It also tests for the performance of systems when to put together into another system in a different environment. It is a form of black box testing that requires writing after all the system meets all the requirements.

After the integration of the data in the system, the data flows through three states that include data state within the integration layer, database layer, and application layer. The three layers provide a platform during the software testing. Failure of integrating of all the units leads to issues while running the software program.

The Process of System Integration Testing
System integration testing involves developing a program structure by combining hardware and software components. After the integration, software developers test the system as a whole to uncover any underlying errors. The next process involves correction of errors through isolation of incorrect programs, after which the continuous integration process continues. The software testing also works on a large host environment where the developers simulate other the target environment in the host. After the test, the developers run a confirmation test to identify the environmental related problems and correct them.

Importance of Integration Testing
• SIT allows for correct flow of data and control in the system
• Helps in detecting the problems early thus allowing for flexibility in fixing the defects.
• It helps in the proper timing and the use of the memory.
• System Integration Testing gives early feedback on the acceptability of the modules.
• It helps the software developers correct the software require after conducting the software testing.

Quality Assurance and SIT
Application of quality assurance in the system integration testing helps in the management of the system code base as well as assist in the transfer of the codebase from one environment to another. Quality assurance uses business requirements, architectural and technical designs, as well as the specifics on functions in completing the changes in the system. The developers perform the application quality assurance just comes before the system integration system. It checks for the behavior of the individual component when integrated into another system. Using a collaboration of quality assurance and system integration testing allows the software developers to identify defects earlier in the testing. This helps in the correction of the errors and carrying out retests early in advance.

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Enterprise Content Management: An Introduction to a Unified Approach

Enterprise Content Management: An Introduction to a Unified Approach

Over the past few years, the concept of enterprise content management has grown significantly. A wide range of organization continues to adopt content management technologies in their departments and across different industries. This has made content management solution providers to come up with more and more unique solutions to enable organizations manage their unstructured content effectively. One of the latest content management solutions is the unified enterprise content management.

What Is a Unified Enterprise Content Management System?

Initially, content management systems were designed to only manage single content types for particular content management applications—such as digital asset management, web content management or imaging management. However, one common thing about different content management systems is the fact that many use similar functionality set to manage content items, for instance, metadata management, access and security control, workflow capabilities, revision control and routing capabilities. This is what unified ECM takes advantage of: it provides the same functionality set in a single solution. All other unique features can be activated or inactivated within one platform—depending on the application that you are interested in.

Benefits of a unified ECM

Because a unified ECM provides a wide range of ECM functionalities in a single platform, it eliminates the need for integration between various components of ECM. A unified approach also eliminates any potential barrier to developing composite applications. This means that you can, for instance, manage various versions of your website as records or hold your web content whenever necessary. You can also use your document management and digital asset functionalities together.

Again, integration between technologies is not necessary considering that all technologies exist on a single platform and depend on one code base. The composite applications, therefore, deliver organized functionalities irrespective of where one solution begins and another ends. What’s more, considering that multiple content management features are activated, your organizations stand to enjoy more benefits. If you are using multiple content management functionalities, for instance, you will be in a position to increase your organization’s ROI within a shorter duration. A unified approach also enhances seamless content reuse, simple maintenance, training, and upgrades.

Bottom Line

Although many ECM solutions are still being implemented via an integrated approach, a unified approach ensure that all the ECM applications are deployed on a single platform and that specific content management functionalities are not only interchangeable and extensible but also complementary to one another. Put simply, a unified ECM allows you to access all your content, content services and applications from one interface. So if you want a better user experience, better cost savings, simpler maintenance, and upgrades for your customer communication management platform, go for a unified enterprise content management solution.

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Using Email Lead Generation Software for Your B2B Marketing

Using Email Lead Generation Software for Your B2B Marketing

Today, it is fact that without solid leads, your business is going nowhere. It all begins with a lead. Without leads, you will have no clients, and of course no revenue. Lead generation software such as email lead generation allows your businesses to gather leads, organize as well as manage them.

Depending on the business lead generation software and customer relationship management (CRM) you are employing, it’s possible to optimize your sales and marketing strategies for targeting potential clients, visitor tracking and effectively converting leads into actual sales.

Establish Your Priority Marketing Goals

Before you proceed to install any type of lead generation software solution, you need to first establish which are the most critical among your sales and marketing goals towards your business success. Examine any other areas where you could deploy the lead generation software to enhance best practices that will boost business sales revenue.

Role of B2B Emailing

Emailing covers promo emails, newsletters, and in general all outbound activities. The biggest advantage that comes with this method is the fact that even today email remains the preferred method of communication for B2B marketing.This B2B marketing emailing approach requires that you carefully select content and your target audience. What really matters in email lead generation is actually not the number of mails sent, but the volume of inquiries and how many sales your emails generate.

Compare ESPs

When you are comparing different email providers, it is important to consider whether the ESP is offering value for your money? It is not merely a matter of being cheap and or within your budget.

Carefully look at the product’s overall scope. If they are charging more, are you getting more value for the extra cost? If their fees are considerably cheaper, what features are lacking in the lead generation software? Can your B2B marketing strategy perhaps afford to do without visitor tracking? Clearly establish the kind of Return-On-Investment you are expecting to get from the email service provider and decide which ESP is in the best position to meet your goals.

Develop Dynamic Content

Personalization is key to your B2B email marketing strategy as it has been proven to engage far more contacts compared to generic, batch-sent emails. Generating dynamic content means you can easily adapt sections of your emails to what is engaging your leads to make them more enticing.

Bottom Line

Lead generation for your small business is critical. But similar to any business investment, this also takes time to develop. Already, what is on your plate is plenty even without adding a couple of hours each week for business to business lead generation as well as nurturing. By automating some of these efforts, you can remove a big chunk of the burden.

Whether you choose to go on full autopilot or decide on the semi-automatic route, implementing an auto email lead generation system will greatly boost your lead generation efforts, making it more efficient and easier to manage.

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The Benefits of Computer Recycling in Canada

Computer recycling has become a fact of life in the modern world. Nearly half of the currently existing home computers were bought within the last two years, usually to replace an older model. When coupled with the growing importance of preserving scarce landfill space and reducing the community’s environmental footprint, it is plain that it is more important than ever to recycle old computers rather than simply throw them away. Fortunately, Canada has a growing number of ways to easily recycle old computers.

Company Recycling Programs

A growing number of companies offer recycling programs for individuals who have purchased their computer or other electronic device. In most cases, this requires that the purchaser paid an environmental recycling fee at the time of purchase, although some manufacturers will allow their products to be recycled for free. Individuals who are seeking further information on this should check their manufacturer’s website or if they purchased their computer from a local retailer, they can check with the manager to see if they qualify for a company recycling program.

Local and Provincial Recycling Programs

Many local and provincial governments have established recycling programs to allow individuals to drop off used computers and other electronic equipment. For example, the Alberta Recycling Management Authority established an electronics-recycling program in 2004, which currently has over 325 collection centers that the public can use for a small fee. Other provincial and local government recycling authorities function in a similar manner. Individuals seeking information on this can check their municipal or provincial government’s website for information about any local recycling programs.

Non-Profit Recycling Agencies

There are a number of private agencies that hold events to gather and recycle electronic items. In some cases, these groups may have a presence on Facebook or other social media sites, allowing an individual to sign up in order to be alerted when a local collection event takes places. These events are usually free to use and contribute any recycling profits to schools and other non-profit organizations.

Donating a Computer to a Charity

Finally, many recycling opportunities may not involve the destruction of the computer. Schools and other non-profit organizations often accept computers for use by their students and other patrons. This requires that the computer be in operating condition and not all models will be accepted for use. In many cases, these groups will use Facebook or other social media sites to announce what type of computers or computer components they are looking for. In addition, some of these groups will also accept non-functional computers for conventional recycling.

Preparing the Computer for Recycling

An owner interested in computer recycling should take several steps when preparing his or her computers for disposal. The owner should remove all sensitive personal and financial information from the computer’s hard drives before it is recycled. This is especially important if the computer is to be donated in working condition. Finally, the owner should include all cables and connectors that came with his or her computer.

Recycling a computer is an excellent way to protect the environment and help reduce the cost of future electronic items. Because of this, recycling services in Canada are certain to continue to become more common in the future.

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Keeping Your Computer Work Station Functional

Whether you are someone who takes a company laptop home with you or you have your own computer work station for your small business, it is worth your time and your trouble to consider how you are going to keep it working efficiently. Computers are systems like any other, and if you do not put in the required maintenance, they are going to degrade over time. Check out these tips to keep your systems in working order.

Remember that your firewall and your anti-virus are only as good the most recent update. It is fairly simple set these programs to update automatically, so make sure that that is the setting that you choose. On the other hand, Windows updates can be a little more problematic. In many cases, the updates have been a little buggy, so consider waiting until you get the all clear from other people online before you go ahead and update your Windows. Keep your Windows updates set to manual.

Periodic Purges
Routinely take the time to go through your computer and to remove programs that you no longer need. Uninstall devices and programs that you are never going to need to run again. When you do so, you free up more processing power for your machine. Think about this like periodically going through and cleaning your desk. The less junk that is on your desk and on your computer, the more room you have to do what you want.

Skip Odd Emails
If you are someone who is deeply invested in keeping your computer free of viruses, be very wary of odd emails. While there are plenty of sneakier ways to pass viruses around, the truth is that email transmission is still one of the serious ones. Take a moment to consider any email that seems like it is worded oddly or that it is not in keeping with the person who is sending it to you. Chances are good that there is a virus on it, so make sure that you consider deleting these emails unread.

Choose a Spyware Program
Spyware is not a virus, and it is not caught by your average anti-virus. Instead, it is merely a piece of code that attaches to your computer and tracks your movements for a third party. Not only is this invasive, these programs take up processing speed, making your computer run much more slowly. Spyware is irritating to deal with, and periodic sweeps with a spyware scanner will help you remove these irritating programs from your life.

Compressed Air
If you want to maintain your computer’s physical hardware, remember that compressed air can help. Compressed air allows you to get the crumbs and debris out of your keyboard, and it also prevents this debris from being ground up in your computer’s tower.

If you are invested in making sure that your computer continues working well, there are a number of fantastic tips to keep in mind. Your computer is often directly tied to your productivity, so take a few moments to really learn what you need to do.

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Ten Essential Computer Security Tips

The average computer holds many precious files such as pictures, important text documents, bank information, passwords and more. Losing these files could severely impact our lives, so it’s important that every computer user practices good computer security. To help protect your computer and every file that it holds, it’s a good idea to follow these key computer security tips.

Use Proper Security Software

Every computer is vulnerable to some form of virus. In order to protect your computer from malicious programs, you should install a reliable anti-virus and anti-malware program.

In order to protect your passwords and confidential documents, you should install an anti-spyware program.

Finally, you should have a good firewall protecting your computer from unwanted connections.

Run Regular Scans

Having these programs only helps so much. Malicious programs can still sneak onto your computer even if you have reliable security software. In order to keep your computer as secure as possible, run regular scans with all of your security software.

Password Safety

Passwords are the locks on the doors to our personal information. It’s important to ensure that these passwords are difficult to guess and easy to remember.

Add numbers and special characters to the password to add an extra layer of security.

Do not use the same password over and over. If someone does figure out your password, this means that they can also gain access to any other place that you use that password.

Throwing Out Your Computer? Destroy the Hard Drive

Hard drive destruction is the only way to ensure that people can’t grab your hard drive from the garbage and get your personal documents from it. Even if you believe that you’ve deleted all of the information, there are still various ways to recover the information. Hard drive destruction can be achieved by smashing the drive, subjecting the drive to a strong magnetic field, dismantling the drive and scattering the pieces or by purposely destroying the drive with viruses.

Don’t Open Strange Emails

Emails can contain malicious programs that latch onto your computer when opened. If you don’t recognize an email address or the subject seems strange, delete it.

Don’t Click on Strange Links

The Internet is full of links to fun, interesting and useful websites. However, many of these links go to sites that may download malicious programs onto your computer. Avoid clicking any link that looks suspicious or seems to redirect to another site. If you really want to see the website, copy and paste the link into a search engine to see if it has been reported as being unsafe.

Backup Your Files

Backup the files on your computer to a CD, external hard drive or other backup device to ensure that your files will still be safe in the event of accidental deletion or viruses. Regularly update your backup if you regularly change or update files.

Disconnect from the Internet

If you don’t currently need to use the Internet, disconnect from it. This will help prevent unwanted connections and virus downloads.

Beware of Wireless Connections

An insecure wireless Internet connection can be hijacked by people also using wireless devices nearby. If they’re on your Internet connection, it’s possible that they could access private material. Secure your wireless Internet with a password, and regularly check your wireless connection log to see if other IP addresses have been using your Internet connection.

Public Computers and Internet

Public computers and Internet connections allow you to catch up on work and entertain yourself when you’re out in public. However, you should remember that you’re not the only person who uses the public computers and Internet. Hundreds of other people use the same computers and Internet on a daily basis. To ensure that any sensitive information is safe, avoid using public computers for banking, credit cards or other financial purposes. Avoid going on personal profiles or social media websites.

If you need to use these, ensure that you cover your tracks. Delete the Internet history and cookies when you are finished. For added security, you can also change the passwords on those accounts when you get to a private computer.

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Data Security is Serious Business

Data security is a crucial concern for businesses with the rise of hacking incidents and technological developments that make it easier to gain access to servers, databases and secure file storage systems. With paper files, a data destruction company would be tasked with shredding, disposing and properly accounting for disposed files. These tasks are still essential in today’s business environment, but the scope of data security has expanded to cover all angles of records management, storage and disposition.

Data Collection

Limit collection of sensitive information from clients and business partners. When you are given access to identifying information such as Social Security numbers, birthdates and account numbers, securing this information becomes your responsibility. As such, limit collection of personal information only to those that your company actually needs to do business.

Access to Sensitive Information

Restrict personnel access to sensitive information by establishing a chain of command where only authorized personnel can retrieve data and only for a specific purpose and time period. Access can be monitored through digital or standard sign-in sheets.

Data-rich digital files and all classified information should be password-protected. In addition, access to these files should be limited to pre-cleared personnel as needed. Software programs should be in place to track access, limit file transfers and restrict printing and copying of classified information.

When it comes to password technologies, recent developments have expanded the ways in which access to sensitive data can be controlled. Touch screen interface now allows for graphic passwords that will need knowledge of pre-selected swipes to unlock files or grant access to application software. High-value data calls for more stringent measures including fingerprint scanners, retina readers, facial recognition and voice recognition technologies.

Distribution of Information

Transfer of digital files should require encryption software. File transfers should only be made through secure channels and behind firewalls.

Printouts of sensitive data should be circulated on an as-needed basis and only to personnel who need to know the information. Hard copies should be secured behind lock-and-key and destroyed when no longer needed. The use of portable storage devices such as USB drives and other external devices to store and transfer sensitive data should be subject to security monitoring.

Monitor software and all applications that are downloaded and used on company-owned equipment including cell phones, tablets and computers.

Data Disposal

Businesses should have a program in place that engages a data destruction company to shred paper files that no longer need to be archived. The program should include management, wiping and destruction of drives and portable storage devices.

Audit data management programs as needed to determine weak links and loopholes that may expose sensitive information to hackers and unauthorized users.


Often, the weakest link in an otherwise well-planned data security program will be the personnel behind it. Ensure that individuals who are given access to sensitive information have been properly vetted. Occasional background checks should be conducted during the course of their employment and this requirement should be spelled out as part of pre-employment screening.

When a security breach exposes a company’s vulnerabilities, it will affect business reputation and viability in terms of loss of credibility and potential business. Effective data security needs to cover all aspects of data management.

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Five Great Reasons to Recycle Electronics

Computers become obsolete quickly, and you will probably have to replace it after just a few years. When you go out and pick up the replacement, you will be left wondering what to do with the old one. You may decide to give it to a family member or donate it to a local charity, but what do you do when it’s time to dispose of the electronics permanently? Whether you have an old tablet with a cracked screen or a computer with a defective hard drive, it’s better to recycle the electronics than to toss them in the trash. Here are five great reasons to recycle your personal electronics.

Heavy Metals are Bad for the Environment
Heavy metals leach out of materials and can enter the ground water. The EPA in the United States did a study and determined that 70 percent of the heavy metals in landfills were from old electronics. Ironically, electronics only accounted for two percent of the trash in those landfills. Electronics are filled with heavy metals because they are excellent conductors, so keeping them out of the landfills will reduce the amount of heavy metals entering the ground.

Conserve Resources
The same metals that are contaminating ground water supplies are highly recyclable. They can be reclaimed, melted down and used in new electronics. In addition to the metal, the glass screen and plastic housings can also be recycled and reused. This eases the strain on the environment and preserves precious resources.

More Jobs are Created
When more people start to recycle, more jobs will naturally be created. More than 90 percent of electronic equipment can be recycled, but somebody needs to collect the materials, transport them and see that they are ready for use in new equipment.

Support your Favorite Charity
You may not know how to recycle that old computer, but your favorite charity might. Several non-profit agencies like school and charities are collecting old electronics and selling them to recyclers. They only make a small amount on each item, but it starts to add up as they send more electronics in for recycling. Consider donating your electronics to help support your favorite cause. If you aren’t sure who collects electronics, then ask friends on social media sites if they are aware of any local charities.

It’s Easy
There are several great reasons to invest in computer recycling, but the best one may be that it’s easy. Once you locate an agency that will accept your old laptop or that desktop that finally stopped working, all you have to do is drop it off. They will handle the rest. Before recycling your electronics, take the time to wipe the hard drive to protect any personal information.

The next time you buy a new computer or smartphone, think twice before dropping your old one in the trash. Someone you know may be able to use that item, or you can send it in to be recycled. Keeping your electronics out of the landfill is better for the earth because it keeps heavy metals out of the groundwater. It’s good for local charities who sell the electronics to recyclers, and you will help create jobs in your area.

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